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January 1, 2014

Health Care - Not Affordable for Everyone

 As the affordable health care plan takes effect, I can't help but reflect on the fact that some of us will see our health insurance rates rise.  I doubt that president Obama intended this to happen.  I understand that the system is in it's infancy and hopefully will change over time.  In the mean time we are a retired couple in our early 60's whose monthly health insurance rate will increase by $130 a month.

We did not retire by choice.  My husband was actually laid off and forced to retire, although he had worked 30 years for the same company and was pretty burned out anyway.  I was a teacher who retired on disability through the teachers' union because of poor health.  I have worked part time, but not enough hours to qualify for health insurance through the part time employer.

Our health insurance is through the company that my husband retired from. Our monthly premium has gone up $30 or $40 every year to $870 a month in 2013.  I thought that was a little extreme, but with my health problems we had to have insurance!  We are on fixed incomes so it will be difficult, to say the least, to find that extra $130 a month.  We will really have to tighten our belts in 2014 in order to pay for our health insurance.patbroker.blogspot.com